Of course it's 95% the photographer's skills. Having skills and knowledge of LIGHTING, composition, exposure, etc... is 99% of the game.
No argument from me.
Having said that- like a good recipe, all ingredients play a part, and can make a difference if omitted or replaced. One can reason the same analogy for a good kitchen. Of course it's ultimately the chef. Yet other factors are the ingredients that compose the finished product.
"I want glass. Lots of glass." Always. But what's behind it (mirror or not, sensor, firmware, etc) , up to and including who is pressing the shutter...all part of the finished product.
Having said all that, the analogy "a bad mechanic always blames his tools" applies to any craft.
FWIW, my pics I post here always look serviceable-but-not-great because I put moderate effort into them with my iPhone other than trying to capture decent light ( I have no Lightbox, tools, etc) and usually stage the sidearm in a window sill, outside on the deck rail, or a down & dirty pic at my workstation under LED desk light and maybe some ambient natural light from the side window. hehe
Maybe I'll snag a Lightbox setup in the near future.
Oh- my missus just made a stellar Banana Nut Bread with about 45% less brown sugar- the load turned out delicious, but the impact of less brown sugar in the recipe DID in fact make a difference. Not just in sweetness, but the overall flavor that brown sugar brings to the party.
And I DID get my water line winterizing & insulation replacement on a PVC line that the chickens ripped to shreds, done outside between cloudbursts, WOOT!